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Here at Tringale Financial we always do what's best for our clients.

That is why we are a Fiduciary.

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About us…

At Tringale Financial, we believe that everyone deserves access to sound financial advice. That's why we offer a comprehensive range of financial services to individuals, families, and businesses of all sizes.

Our Services

Indexed Annuities


Indexed annuities are a type of financial product that combines features of both fixed and variable annuities. They are designed to provide individuals with a way to save for retirement while also offering the potential for growth based on the performance of a specific market index, such as the S&P 500.

In an indexed annuity, the insurance company guarantees a minimum rate of return, often referred to as the "floor." This means that even if the market index performs poorly, the annuity holder will still receive a minimum level of interest on their investment. However, if the market index performs well, the annuity holder has the opportunity to earn additional interest, often referred to as the "cap" or "participation rate."

Indexed annuities also typically offer a variety of features and options, such as the ability to choose between different index strategies, like a point-to-point or monthly averaging method. These strategies determine how the interest is calculated and credited to the annuity.

One important thing to note is that indexed annuities are considered long-term investments and are typically subject to surrender charges if the annuity holder withdraws their funds before a certain period of time, often referred to as the surrender period. It's important for individuals considering indexed annuities to carefully review the terms and conditions of the annuity contract before making a decision.

Overall, indexed annuities can be a suitable option for individuals looking for a balance between potential growth and downside protection. However, it's always recommended to consult with a financial advisor or professional to determine if an indexed annuity is the right choice for your specific financial goals and circumstances.

Retirement Income Annuities

An income rider is a feature that can be added to certain annuity contracts to provide a guaranteed stream of income during retirement. It is designed to help policyholders secure a steady income flow that they cannot outlive. With an income rider, the annuity holder can choose to receive a fixed amount of income for a specified period or for the rest of their life, regardless of market fluctuations. This can provide peace of mind and financial stability, especially for individuals who are concerned about outliving their savings. The income rider typically comes with additional costs, but it offers a valuable benefit for those looking for a reliable income source in retirement.

FAQS

What are your fees?

We do not charge fees!

What are your investment strategies?

We are safe money advisors. We do not recommend products that you can lose money in.

How often will you communicate with me?

The annuities we sell send a statement annually and that is when you will be hearing from me, but feel free to reach out any time you need.

Are you a Fiduciary?

Yes! I am required by law to have my client's best interest in mind at all times.

Which Annuity Companies do you recommend?

We recommend you set an appointment and speak to one of our advisors, so they can pick which contract is best for you.

Get In Touch

Address:
47 Main St, Suite One,

Plymouth, MA, 02360